The Social Security Administration manages two different programs that provide monthly disability benefits to eligible applicants. To see which one you may qualify for, the last thing the SSA checks is your work history and age.
Supplemental Security Income (SSI) | Social Security Disability Insurance (SSDI) | |
---|---|---|
Your Current Age | Any | 18 - 64 |
Have you worked at least 5 in the last 10 years full-time and paid FICA taxes? | No | Yes |
Unemployed 5 years, worked part-time/seasonal jobs or didn’t pay FICA taxes? | Yes | No |
There are no resource limits to qualify for SSDI, but you can’t earn more than $1,180 in monthly income. Income and resource limits that determine your SSI eligibility are listed below.
Since SSI helps disabled individuals with little to no income, the SSA uses resource limits to decide who may qualify. Eligible SSI applicants must:
Click here to learn more about this program.
See how long SSD claim reviews usually take and when to expect your first payment after approval.
Apply on your own or get professional help filing your SSD claim — either option’s free of charge to you.